About The COVE

Payment Options for Your Pet’s Care

We’re here to guide you through payment choices with clarity and compassion.

Clear Communication Every Step of the Way

At The COVE, we understand that cost can be a concern when your pet needs emergency or specialty care. That’s why we prioritize transparency, offering clear, detailed explanations about treatment costs and working with you to find solutions that fit your budget.

After your veterinarian reviews the recommended treatment plan with you, a member of our team will provide an itemized estimate and answer any questions. Once you approve the plan, a deposit will be required to proceed with care. The remaining balance is due at the time of discharge.

Insurance Plans We Accept

The COVE accepts all pet insurance plans, including:

  • Figo
  • Embrace
  • Trupanion (direct pay eligible)
  • Any third-party reimbursement-based plans

We’re happy to submit claims on your behalf or provide guidance if you need help submitting claims on your own. Some plans offer 80–90% reimbursement after a deductible — check with your provider for details.

Please note: While we list accepted plans, The COVE does not endorse or recommend any specific insurance provider.

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What is Cherry?

Let your money go further and take better control of your cash flow when you pay over time in smaller installments with Cherry. Follow the link to learn more about how Cherry can help you and check out our payments calculator.

Accepted Payment Methods

We accept the following forms of payment:

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All major credit cards

Visa, MasterCard, American Express, Discover

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Cash and Local Checks

If you have financial concerns, please don’t hesitate to speak with us. We’ll do everything we can to provide options that support your needs and your pet’s care.